Welcome to Balance the Budget
Over the past few years I have cleared over £25,000 of credit card debt.
When I sat down and finally faced the bills it was a scary number. My instinct was to shove all the statements back into a drawer. The number was just too high to see a way out.
Today. I’m so grateful that I faced my fears and started to take small steps to reduce my debts.
Budgeting doesn’t have to be scary or dull. You can work to pay off your debts and still go on holiday, or meet up with friends. It’s all about priorities. If you’re not sure where to start try this beginners guide.
You’ll find lots of helpful advice, like what to do when your motivation wobbles, and if you’re feeling really hardcore – why not try a spending freeze!
The single most important thing is know your numbers, don’t hide, make a start.
You are where you are. Beating yourself up for getting to that place is pointless! It’s what you do next that counts.
I would love to hear your budgeting tips and money stories. Please feel free to contact me.